I'm curious how individuals that might loss everything after death feel about Holding?
They will not know that they will lose everything as a result of death because no one know the time he will die. So they might just be holding their Bitcoin hoping they will enjoy the proceeds in the future without knowing that no one will live forever neither is there anyone that knows when the call of death will come. This is why it is important for every Bitcoin holder to make adequate plans for such situations like working out ways of handing over those wealth to charity, heirs or anyone of interest, and this will come after the investors would have also enjoyed the proceeds of those investment. Many people invest so much that they fail to enjoy the investment, I don't see this as correct because it will be nice to also partake in enjoying what I have built Iver the years even though I will also a greater portion of it out to heirs.
Or is their stash reduced by the years.
Not at all, the value of an idle bitcoin wallet with such funds will keep on increasing in value overtime since bitcoin price is likely to be moving in an uptrend than downtrend in future.
The question is not too clear but I want to believe he was referring to the value of the Bitcoin and not the quantity. The quantity of Bitcoin in a wallet will never reduce unless it is transferred by someone with access to the wallet. What can change is the dollar value if the Bitcoin just like you explained.