Completely agree. Many scammers try to scam with new ways that laymen even don't know. And the reason is lack of knowledge. My honest suggestion is to educate ourselves and the community about such incidents.
Along with email scammers also try to spread trojans or malware with spam emails with hyperlinks, which can lead to the hacking of a user's device, which can lead to major trouble.
Scams are constantly evolving, and doing our own research can go a long way in preventing fraud. Helping our families and those less tech-savvy understand these threats is key, especially in today’s digital world.
It's sometimes or most of the time not about having knowledge about certain scamming patterns but it's about having general knowledge about what can be a scam and what a scam attempt looks like. As you said, scammers keep evolving, they always find new ways of scamming naive people who have no idea about tech or other stuff but are compelled to use digital applications for managing their finances and stuff.
Most people these days have financial applications such as bank apps, wallets, or any other apps where their funds are kept. Some of these people don't even know how to use these apps but they have them because of convenience, they ask others to help them get through things such as sending payments, paying bills, etc.
Such people and their devices are easy targets for scammers. So if there is education about scams and scammers, people should be taught not to trust anyone with anything online or offline because they can be tricked with tactics not easily detectable of leading to scams.