Think in they way, you never know how much you will use of the money .. some months maybe 5k some months maybe 2k next 10k, depends on your lifestyle what you wanna live.

But one is true, if the chance is there to stop working at this age, take the chance, or it will be "I could do it but i did not" some day.

And the suggestion with the small business is a thing i would prefere, not big only that you have a daily target.

Easy counting 30years a 12 months are 360 months.

15m divided by 360 months are 41k monthly and than you are 74 years old.

This is maybe no Financial advisor thinking, but it is simple and pure math. And i have not calculated the amount of money that comes from dividends no matter if it´s 2% or 3% or 1.5%.

Hold one thing in your mind, all ppl that come now and say i can help you make more money, nah, i think you know what i wanna say .. Be happy and do it your way.

Sry for my bad english.