There is no better way to put it than you already did. I think the moments of indecision are long gone and we are now we are heading to the point that one thing is bound to happen which is either a massive dump or a massive rise. And I have the conviction that the bulls will win as everything is aligned to this line of thought. The market have lingered within a region, giving people enough time to buy as much as they can using any of the method they feel comfortable with. Just like you said, we only have this month to organize our bitcoin collection before it becomes a thing of regret for those still soaked in procrastination. With the US election around the corner, we are truly close to seeing price in a new region different from where it has been ranging post halving.
I don't think we will head to a massive dump at this very critical stage of bitcoin price movement because i don't see anything that will lead to it experiencing massive dump now since many investors are better hodling more than selling because what i see now is that most investors are taking advantage of every single DIPs that comes up that is why the price is not experiencing extreme DIPs or pumps. Even as we are waiting for the price to get a new ATH before the year ends but as we are hoping for the best in our investment, let us also prepare for any aftermath of it. The US elections will have impact in the price but we should not listen too much on any news that will come after the elections because it will just hover for sometimes and disappears.