To be honest I like the idea of Central Bank Digital currency if they really use a public blockchain not private I mean the idea make your fiat go digital is great since you can track anything "if public" but well I believe some parties will not like it to transparently because it will make some dirty hand can't make more money.
the gov might gonna still create CBDC but it will be totally different from the public blockchain that we know in my opinion.
Most likely towards open banking. The government is predominantly a copycat and will copy anything that is deemed profitable for them and then they lock it with laws under the pretext of technological collaboration.
'Technological collaboration,' also sums up to regulations and government policies that would seek to control and maintain dominance.
Blockchain as an innovation can, and will be sufficient to fulfill the needs of other sectors from being able to secure loans, to digital transactions, and online payments in fintech. It can also enable an efficient process, reduced costs, and secure networks.