It’s best not to make plans on how to spend money when you don’t have it yet, most especially when it comes to gambling. The fact that wining or losing is dependent on luck, there is no need to make plans when you have not finally receive the money else it will only stare up unnecessary hope that may lead to disappointment at the end. Such experience are usually common among newbies who just got introduced to gambling. After a while with some loses I believe they’ll come to realization that making plans on how to spend money from gambling before the results is not necessary.
A gambler must be able to be responsible for his finances before he can gamble, because if not then it will cause problems like the case. That's why there is an emphasis that a person must be able to gamble using money that they have prepared in advance, because in gambling there are many possibilities, and the worst possibility that will happen is that a person can lose their money. If you don't want to get caught in trouble, you should prepare your money first and then you can gamble, there is no need to rely on other people's words because people may not be responsible for what they say.