I do not think the account Etranger has anything to look back after taking the loan if he is successful unless he is a man of strong social positive ethics. The account is not enough to secure the repayment. Perhaps doxxing and a legal contract can help the lender.
To be honest when I will have 1000 BTC then I would not care to lend someone $150,000 LOL.
Regarding the tag, I will suggest a neutral tag if it is really needed [no tag needed to be honest]. The user has positive history in the forum, there are no need to give a red tag and destroy his motivation to stay positive in the community. We saw many cases in the past, and lost many good forum members too because of harsh use of feedback system.
To be honest when I will have 1000 BTC then I would not care to lend someone $150,000 LOL.
Regarding the tag, I will suggest a neutral tag if it is really needed [no tag needed to be honest]. The user has positive history in the forum, there are no need to give a red tag and destroy his motivation to stay positive in the community. We saw many cases in the past, and lost many good forum members too because of harsh use of feedback system.
I don't quite understand why anyone would think that people are asking for 150.000 “for nothing” ! ? Why would you assume that these loan funds would be taken just for a “forum nickname” ? Wasn't it repeatedly stated that all transactions are made under legal obligations and a package of documents ? Some people make up their own ideas, and for example say that I demand to give them 150.000
Others make up that they just ask “give us cash 150.00, but we will not give you any obligations and will not sign anything”. People - you are adults, intelligent people, can't you read or do you favor fantasies and speculations ? Instead of asking the authors of the project - “how we will fix these funds, what will be the status (loan or investment)” and other BUSINESS questions, you start to imagine, convince yourselves and consider the most negative scenarios