Re: The very worst part of an investor or trader that has a low budget.
Money is the solution for every problems. 
No, money can't solve every problem. Comfort, security and happiness are not always due to money. No matter how much money you have, you won't find happiness if you are far from God.And you said in crypto for very long so if you tried to accumulate small amounts every month via DCA then you would be already having decent money under your portfolio instead of blaming that I am not rich or whatever.
Even if he did DCA, he may not hold all the coins. Whenever he has urgent needs, he possibly sell some of the coins. I also experienced this, so it is difficult to hold all the coins that I collected from DCA monthly. I have no idea to judge about his portfolio, but he must have good number of coins if he already did it for a long time.For someone who is accumulating via DCA the self control and discipline is very important, they are like commited themselves to do something for certain period of time or like until accumulate x amount of Bitcoin so before reaching that we can't give any excuse for not buying it because we have other needs and for the fact every month, every week and every day we can't pass that I am not having any trouble with the money especially talking about the retail investors.