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10% is from the income we get every month. This means that it is smaller compared to those who are able to budget 20% to be invested. So that everything can run smoothly, you can use the other 90% by managing it as well as possible in the coming month, so that the Bitcoin accumulation process will not be disturbed.
Actually, to save on expenses, it will depend on each person's life, if you don't splurge, then I think the remaining 90% will be enough to cover your living expenses in a month. Investment does require planning in managing our cash flow as well as possible because it will be implemented as well as possible every time you are due to buy bitcoin.
But there is one fact I can say about some people who actually really want to invest in bitcoin. They are government employees that I know and they are very interested in investing. They have a monthly income of less than $300, but it is difficult for them to save to invest. The main reason why they get into trouble is because of the inflation factor that affects the price of every item. $300 is not enough to meet monthly needs where all costs including accommodation are included, so not everyone can save 10% of their salary every month.
If they manage to save 10% of their salary, it means they don't smoke and are too strict about eating. In fact, food costs are not covered by the place of work, sometimes they have to go into debt to meet their monthly needs. Not to mention if they bear the costs of their family's basic needs, so as a result it is really difficult for them to save.
10% of $300 is just $30 per month. Are you trying to tell us that if thier salary was $270 that they will have to steal before meeting thier needs or would have to stay too strict about eating to minutely because of the difference of $30?
As humans, we have the nature of adapting to different situations and one of it is the ability to adapt and tailor down our expenses to equal how much we are earning. Don't be supprised that if you're earning $200 or even less than that for a month that you can still find a way of fixing all your needs into it or alternatively source for another source that will complement the $200 pay you're earning per month.
You know the saying that goes, "
He that is faithful with that which is small will be faithful with that which is big" it applies here the most and if you can't Invest when you're earning $300, the possibility of doing so when you're earning $700 will be slim. With an increased earning comes more responsibility and the need to even upgrade your wants so it's best you start from whatever point you are while hoping that when things gets better, you can also increase your investment amount.