Like you said, as long as you don't sell, you should be good to go and the only concern would be inflation. Now, here's how I like to look at it: It would be a lot worse for people that do not own bitcoin because whatever fiat money they have get destroyed by inflation but with bitcoin, you still have upside potential (probably downside potential too if entry is super high). So Bitcoin actually gives an edge vs other people that don't use or hold Bitcoin.

Taxes and inflation will forever be a thing. Likewise Bitcoin.