The percentage means making about 35 percent of the total income we make to be invested?
Even though it is a very good thing but we have to keep in mind other situations and conditions because for the initial 35 percent for DCA I think it is quite difficult to do because after all even though maybe for the first week or month it can still be done but of course this will be a little troublesome in terms of consistency because we cannot handle this large amount if our income remains at $120.
I think it's still good enough if we only allocate at least 20 percent-25 percent because it's possible we can still minimize in terms of needs but for 35 percent it could be torturing yourself even though being in bitcoin is a very good thing to do but forcing yourself because you need to remember that this takes a long time at least 4 years or even more so that with a nominal 35 percent of your income it is still very large in my opinion.
Some of these numbers are a bit screwed up and even confusing. If a person is able to consistently invest 35% of his income into bitcoin, then after only 3 years he would have had invested a whole year's worth of income into bitcoin, which truly would be a good thing if he is able to sustain himself off of that amount and it could well be the case that bitcoin might go up in value during the investment period too.
One of the issues when dealing with such seemingly small amounts would be that if a person is living off such small amounts, then might he not want to increase his standard of living down the road?
Standard of living is truly a personal determination, so it is difficult to intervene and to say how much is enough and/or how much is more than enough, though personally I get the sense that if a person is able to invest (or otherwise arrive at having at least 10 year's income into bitcoin), then it starts to become possible to start to live off the BTC as a source of income in a sustainable way as long as the valuation is using the 200-WMA and withdrawals are taking place within limits of no more than 10% per year while the BTC spot price is at least 25% higher than the 200WMA..
Indeed, in the end it will be a good thing if in the end someone can maintain consistency to make such a large investment and reduce their living needs but in the end the question that will arise is whether it can be done for a long time? Even though being in bitcoin is ultimately a very good thing but in some conditions we also have to think about ourselves and the living needs we have to do because even though I still agree with what you said that a person's standard of living is a personal determination but in other conditions we also cannot make the initial situation as aggressive as it is (by doing at 35 percent for investment in the condition of our monthly income which is only $120 according to the context of the initial example) because indeed for the worst possibility we will not be able to survive for a long time with the situation that will occur in the future where the economic level and needs are increasing.
It is important in the end that instead of forcing 35 percent from the start, it will be more worth it to do it in conditions that we can minimize like 20 percent or 25 percent, which is still quite worth it with an income of $120 per month.