Welcome back but sorry to burst your bubble about DeFi, if you are ever see some true potential on it of making passive income then that's good for you.
But most of the bad news that I have seen there is that they're not good as what you're optimistic about. Maybe when you're able to make some money there, take it out and move elsewhere like holding stronger/strongest crypto in the market that you are good to hold with like Bitcoin, ETH or any other you're biased with.
And while you do that, you can work on for yourself or try to source more crypto by doing jobs and getting more capital for you to be able to buy more crypto and increase your holdings. Good luck.