There are different categories of rich people and how they think. There are rich man who’s mindset is how to empower the less privileged ones and elevate them from poverty. There are rich people who mindset is to make more money and impress others, there are some who’s mindset is to step on others there using their money to obtain power. Regardless of that we all know that all rich men has one thing in common, and that’s to make more money and remain rich. But what matters in all is the lives they affected positively and the legacy they leave behind when they’re gone.
Those who have wealth and care about the poor are certainly very good, but very few can we find rich people who care about empowering the poor to get a decent life for them and we find many who already have a lot of wealth continue to try to collect more of their wealth and without caring about the people around them who are less fortunate in terms of collecting wealth.
Everyone will of course continue to collect more money as long as they are still able to do the job and what you said is very true, people who have accumulated a lot of wealth will certainly inherit that wealth for their children and will also enjoy their wealth in their retirement age later.