And I would reconsider the initial steps of money distribution after you win a large sum of money. Wouldn't it be better to first think about where to invest the money, and only then follow the other steps? You have the thinking of a poor person. It will be difficult for you to properly manage a large amount of funds and in the end, you will simply lose and squander everything. Change your conclusions urgently and then things will go uphill. If you don't believe me, then this forum has a lot of topics related to investments. Read, you will learn many interesting things.