I liked your gradation regarding the fact that a large win can be calculated by multiplying your average monthly income by 20. I agree that this is a great amount, which, although it will not change life much, will greatly accelerate the approach of goals in terms of purchases and achieving material goods. The advice is also good, and I support the fact that goal number two should be strengthening relationships with family.
His fifth option is risky and won't be favorable to all, as some wouldn't control the urge of playing more to further elevate their wealth. Along the line they'll end up losing their wins and the job. This can lead to depression for some people, hence winning big doesn't mean our life should turn around for the worse. Instead saving the funds while retaining our usual lifestyle is a great form of handling big amounts of money.
What is meant by a gambler who decides to quit his job after he has won a large amount? If that is the context then it is clearly a really bad move, I understand that maybe the amount of the win exceeds his income for several months, but what is certain is that you should not get to the idea of quitting your main job, because I am sure that in the end as you said my friend that it is unlikely for a gambler who has won a large amount to not play more or more aggressively in order to win a larger amount than the amount they have previously won, and also in the end as you said that they will most likely lose their job and also the amount of winnings they have previously earned, another thing you also have good advice for those gamblers who have won big while maintaining their usual lifestyle.
I agree with you that for a gambler to quit his or her job because they won huge amount through gambling is not a wise decision because as they have won from gamble they might probably gamble again in future and lose all the money if they did not use the money they won to do important things.
If a gambler can quite his job because he won $500,000 from gamble it also means that he can quite his job if he eventually save up to that same $500,000 through his job.