I know but im mostly be using it for subscriptions such as spotify, netflix, twitch, discord etc and they don't have crypto as payment option! I was hoping there's a direct way to do this. I used cards from exchanges before and they aren't really suitable for smaller transactions due to their cost and fees! I saw many vendor here but most doesn't reply or inactive here? Thank you for your input regardless, mia!
If you don't want to go with debit cards, you second best option are gift cards.
Coinsbee, Bitrefill are a few names you can check. Here's a full list of all crypto card providers out there[1].
[1]
https://bitcointalk.org/index.php?topic=5208530.120;topicseen