You say
No Hot Wallets
We store your funds in cold wallets, away from malicious hackers!
Assuming this is true, then how are you supposed to access funds instantly and regularly from a cold wallet when the other parties release the funds? Doesn't this make the wallets hot, or am I missing something?
That is stored by the user request, if any user has a large transaction, and upon his request we will store his funds in a cold wallet for more security and privacy.