I think OP should take some time out and consider that "walk" suggested by @Timelord2067
The more you stay in the digital, the more messed up your mental health will become. Once you feel better start making a list of things that are making your lose money (debit) and those allowing you to make money (credit) then do the math and see how much you are lacking and need to cover up.
Share this with your lenders, I am sure they will adjust because no lender wants their borrowers to default.
But you have to stop gambling completely. Do participate in prediction games because they will help in credit, but dont take part in those that need you to pay money.