Can you explain better what and how this DCA works?
[/quote]

Whenever you visit any thread you should try and read, so that you will not draw people's back from the discussion they have already finished and this question is something that has been discussed for several months now, so it shouldn't be any difficult for you to slide a bit back on this thread you will see a lot of discussion about it even some other things that would be of a help since you are just starting and also it would have make sense if you had at least read somethings about DCA, so that we would no that you have tried your best then we can clarify you better but in this case you have not done anything and even if they explain it you may not still get it.