A scammer is someone who stops to fulfill obligations once and forever and stops communication with the creditor. Then you can call someone a scammer.
Isn't it obvious from his letter that he physically won't be able to pay off his debts? If we're going to set priorities, he'll pour all the rest into his studies, and he probably won't give a damn about somewho users on the forum. Then he'll screw up all his studies because of his gambling dopamine addictions. Then he'll definitely end up in a clinic where he'll owe the institution for treatment.
If he's not a scammer, then who is?
Now what?
Now what? I'm completely shocked by all of you. I didn't even plan to write here. But after seeing this topic, I realized how stupid and irresponsible people can be. And how they are forgiven for all their sins. I was completely freaked out.
From your double standards. When honest users are tortured here, and other slobs are forgiven everything here