Indeed, money is just an object created by mankind for the purpose of payments, but the human mind can become twisted and unhinged causing harm to others and that is the source of evil. This same mind can be creative and help others in need too. All depends on how the person from childhood has been reared and educated among other things and that will reflect in their adulthood approach to life.

Money like bitcoin or fiat might get involved in bad things, but the choice of doing a bad thing is the human mind's undertaking.