Those that are vulnerable the most are the category of people that are not financially stable, gambling when you are not financially stable can cause a lot of setbacks and this can affect you in a lot of ways. My boss at work always tells us that gambling is for fat pockets only. People who get affected the most by gambling habit are people that are struggling financially. It's surprising that some poor gamblers stake as though they are rich, these is what cripples their finances and makes their situation more critical. The system is designed to take from you more than what you win.