I am excited to present this investment opportunity on the users of this Forum.

Over the past 10 years, I have been diligently saving and investing for my future. The initial years were gradual as I focused on building a solid invesment for me, but through consistency and patience, I have developed valuable experience in investment. Today, I am seeing steady, reliable returns and am motivated to share this carefully structured opportunity with members of this forum, prioritizing sustainable, long-term interest growth.

This past year, the economy in Mexico has remained relatively stable, allowing for attractive interest rates. I want to extend this opportunity to users of the forum who may live in countries where such high interest rates are not available. However, these rates won’t last forever, so now is a key moment to lock in these benefits while they are still accessible.

So I want to offer an USDT Investment Fund, collateralized with a 80/20 split between Bitcoin (BTC) and USDT.

This fund aims to provide stability, security, and attractive returns, all based on reliable interest rates tied to the Mexican government bonds known as CETES.

Key Features of this Fund

Collateral Security:
The fund will be backed by two addresses: one for BTC and one for USDT, ensuring robust protection of your investment.

Stable Return of 10% Annually:
Your annual interest rate is fixed at 10% now and it is aligned with the  Bank of Mexico (Banxico) CETES Bond Interest rate and the expected Interest target rate.
Interest rates are subject to change only if the Bank of Mexico (Banxico) adjusts its Interest target rate that affect its CETES Bond rate and all the others Financial institutions. Any changes will be promptly announced to investors.

Flexible Interest Payments:
Choose to receive weekly interest payments every Friday or opt to reinvest your interest for compounded growth.
Weekly interest payments are simple and efficient, while reinvestment provides exponential earning potential.

Investment Distribution & Security
Your funds will be strategically allocated across a mix of government-backed instruments and financial institutions offering competitive rates.
Here’s how I diversify for optimal returns and liquidity:

Government CETES Bond:   20% (10% annual interest, daily/monthly liquidity)
Financial Institution 1: 15% (10 to 13% annual interest, liquidity depends on investment period)
Financial Institution 2: 20% (12 to 14% annual interest, monthly/weekly liquidity also depends on investment period.)
Financial Institution 3: 20% (12.5% annual interest, daily liquidity)
Financial Institution 4: 20% (15% annual interest, daily liquidity)
Financial Institution 5:  5% (18% annual interest, daily liquidity on interests only)

weighted rate 13.15%

The fund is backed by financial institutions that are monitored and supported by the government, offering higher returns and excellent liquidity.

No Fees, Taxes, or Hidden Costs:
Your returns are free of additional fees or deductions, my profit is the difference that i get from the weighted rate of 13.15% and the 10% that you get.

How I Make This Work?
The profit that I get is derived from the difference between the fund’s average return of ~13.15% and the 10% interest paid to the investors.
That profit is going to be use to cover operational costs, such as:
Gas/Fees for Weekly Batch Payments to the investors
Exchange Rate Differences: Converting USDT to Mexican Pesos and back.
The remaining profit is reinvested to strengthen the collateral fund in BTC and USDT, ensuring ongoing financial security.

Ready to Earn Safe, Consistent Returns?
Join to this Investment Fund today and start earning 10% annually with no hassle. Take advantage of this secure and profitable opportunity, backed by BTC and USDT collateral and high liquidity

DM me if you have some doubts, i am going to answer them ASAP.

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Q&A:

Who can join to this pool?
Any active forum user ranked member and above who has a staked address or a public PGP key for signing text messages.

What is the currency of my investments?
Those are going to be pay only in USDT denomination.

What is the your preferred way of communication?
Initially by Direct message, and then we can use email or telegram form that point.
All instructions to invest are made by direct message or email.

Why only users with those staked addresses  or PGP key?
You’ll need to send signed text messages as instructions to make requests like “reinvest interest,” “pay interest to this address YYYYY,” or “withdraw all funds and pay to address YYYYYY.” For security, I will only accept these instructions if they are signed using a staked Bitcoin address or PGP/GPG key that has been registered and verified for a period of time.

How much those high Interest rate are going to last
The interest rates are linked to the Bank of Mexico’s monetary policy. If the bank lowers its rates, other financial institutions will likely follow, impacting our fund’s rates.

How much can I invest?
I will maintain public records showing the total amount in the fund and the collateral in designated addresses. I am going to start with $10,000 in collateral and plan to grow from there.

How long can i keep my investment?
You can keep your investment as long as the fund is active. The minimum holding period is 2 weeks.

Is there a minimum amount to start to invest?
The recommended starting amount is $100 USDT.

Who would benefit most from this investment?
Active crypto users and Bitcointalk members with knowledge managing signed messages, long-term investors seeking passive income, and individuals looking for higher returns compared to traditional savings accounts. This fund suits those comfortable with moderate risk and interested in a structured, collateral-backed investment opportunity.

How is the collateral secured and can I track it?
Addresses for collateral are going to be public available, those are going to be part of cold walled.

What happens if the collateral value fluctuates significantly?
I have plenty trust on bitcoin, we have seen the clock cycles of ups and down of this valuable asset over time. Collateral is only going to be needed if the Mexican economy fails.

Are there any risks involved with this investment?
As I said before only if the Mexican economy fluctuates significantly.
All the Financial institutions used are backed and supervised somehow by the local government and regulators

Can I withdraw my investment at any time?
You will have your money back within 24 hours after placing the signed withdrawal order.

How do I register my Bitcoin address or PGP key for verification?
Use the post designed for staked them:

Stake your Bitcoin address here
The BCT PGP/GPG Public Key Database: Stake Your PGP Key Here

What happens if I want to change my payout address?
Just send me a signed message with the new address, add the date, add the text with clear instruction to change it.

How often is the fund audited or reviewed for transparency?
I am going to keep a spreadsheet updated weekly with the lastest information available, this spreadsheet is going to be read only for active members of the fund.

Are there any penalties for early withdrawal?
No there is no financial penalties financial for it, That only will make me sad.

How do I choose between weekly interest payments and compound interest?
Just sign a text message, with clear instructions of what you want

What are the steps to invest and get started with the fund?

To invest, follow these steps:

Send a signed message on the forum indicating your willing to invest.
Include your return address, the amount you wish to invest, and ensure the message is signed using your staked Bitcoin address or PGP key.
Also include the link to your staked address or pgp key,
Once your signed message is verified, you will receive a unique address to send your investment within 24 hours.
After your investment is received, you can check the status and performance of the fund through a shared, regularly updated spreadsheet. The spreadsheet will be updated weekly.

Example

Link:  to staked address/pgp key
Amount to start: $100
Address for payments: YYYYYYYYYYY
Weekly payment: YES/NO
Additional comments: <Add any extra comments if they are relevant>

Make sure your message is correctly signed before submitting, and include any important details in the “Additional comments” section, such as specific instructions or questions.

How is my privacy protected when participating in the fund?
Communications is made trough Direct message or email this to keep private your addresses and avoid begin tracked by someone else.
My answers are going to be also signed.
If you want additional security, you can encrypt your signed messages using my PGP public key, which is staked and available at Staked PGP key