Please just state your opinion without trying to advise me as a reply;
How do you consider the last quarter of the year? A time to take more financial risk or be reserved and more cautious.
It is the opinion of some people that the last quarter of the year is a time to gather and save up money for the expenses of the festivities, and January can be tough. What do you think about starting up a business in this last quarter of the year as someone who is an average income earner?
Precisely because a lot of money moves at the end of the year I would consider such a period a good time to start a business, especially if the business that a person wants to create has something to do with the holidays, with the first quarter of every year probably being the worst to do this, since at the time not only people are short on cash and they are trying to find ways to get by, but in many countries this is when taxes need to be paid, so there is not a lot of money at the disposal of most people.