19 years of formal education here (including 5 years in university), and I don't think I ever used any of it beyond 8th grade math and writing for a job.

While it must be a privilege to learn from the greatest professors (though in some cases they're not so great), most information is available online now, so uni ain't worth the cost unless you're rich.

With 100 applicants for every white collar job, diplomas and certificates are just ways to sort through the masses of overqualified people.