oh mine are definitely not loaded - they came to me assembled and I was told that is how they came from the maker. I have no reason to think the seller would be lying on who assembled them - either way, the maker or the seller, I would never be loading them.
Are yours in the same type of slab Mine is in?
mine came in boxes - i have since moved them from those boxes into foam ring airtites and into cases i keep my coins. but let me tet a picture - I will update this post in a few minutes.