I think your point is towards what underdeveloped countries do, the previous generation tried to borrow money under the pretext of improving human resources, but behind all that they also work like a saw, every swing will produce money into their pockets. While the next generation is responsible for paying it back, as far as I know, the new government also has the same ideology, borrowing money under the pretext of wanting to solve more complex problems. This problem is too complicated, it might always revolve around the same line or be like a relay that has no finish line.

The IMF or developed countries that have a lot of money will always reach out to lend money to underdeveloped countries, they also have goals, Some countries have to lose their assets because they fail to pay their debts, such as Sri Lanka having to lose its ports and airports because it failed to pay its debts to China.