Those are answers that everyone would like to know, but no one can really be sure about what the market will do next, so the best compromise we can make is to watch the market and do a safe guess about how high the price of XRP will go, however even with the current movement, XRP is still far away from its ATH, and if it fails to reach it again, then it is entirely possible many people will sell their coins, as not doing so will mean that not only they would have wasted two bull runs already, but that they may miss a third one.