The
lending section of the forum has got some good and reputable lenders but it's up to them if they'll lend you or you've got some good collateral. Otherwise, if you're reputable, they might lend you without any collateral but it depends.
It seems that @OP is the one who want to lend the money instead of borrowing the money.
Why would anyone want to lend their coins to an exchange? I'm guessing that this is not P2P lending at all but rather "give us your coins and we will pay you interest".
Yeah I also think like that, I didn't found Binance offer P2P lending, instead they offer staking and launchpool.
Honestly it is not that easy to trust any place at all, specially when you are the borrower. In most cases, if you are not careful about it then you are going to end up with a lot much worse result eventually.
How the untrusted platform harm the borrower? the borrower take the money and they can run away if they ask a loan without collateral. I don't see anything that harm the borrower even the platform is scammy one.