In the recent time digitalization has been the other of the day, at this point any business large busines that has not embraced the said digitalization will find thereselves to be blamed, we're in the digital era as such businesses that are surviving now are in the digital setting, the economy of some countries have gone far in the aspect of digitalization, you have mentioned some benefit of digital economy which is very beneficial for the growth of a country financial system, things are done easilly and different when every thing is digitalized.

Though some country has not fully embraced this fully may because of their inability to understand the importance of it,  communication across the globe is really improving and people are finding very easy to access some stuff in the internet space unlike before, development of different things that are helpful to humanity are on it's rise which one of the reason why their should be encouragement for this to take it's full stand globally. Bitcoin investment alone has shown how good digital assets are, so I believe by now individuals and institutions would have been doing the needful by investing and not being left out.