I think complaining will still work on some occasions but most of the time, not, it is because people always complain and instead of solving the issue, it only makes it worse. Preparation in life is possible but there is also scenarios that just can't be avoided, making us still experience a difficulty. Worse economic conditions are not new, especially to those who aged well already but there are just people who seem impossible to correct their attitudes. As you said, a decent living expense must be the standard or the minimum, so it must be okay to have one or two sources of income only but it's a different story anymore if we want to get rich.
And of the sincere truth the economy keeps changing and things are becoming more difficult and people are finding it to adapt and it is even no longer the issue of adaptation it as gotten to the point of mitigation because people will have to mitigate because the government is the source of the problem, and even if you complain their is no solution so it is better for everyone to solve their own problems because you will not be able to complain for ever.
And if you look at this things clearly is because most of our leaders don't have vision and what they care about is something else which exploration of their citizens, and we know that things are not actually very easy but we just have to look for ways to get our self out of this mess, we just have to be responsible for our self, the preparation for the worst is the best solution, the difficult in this countries varies but choosing a part to take in a period like this is what we need.
We claim we are not in a slave era but it is just looking as if we are slave to the government because people are only surviving from what they decide for the people when it was suppose to be that the people are suppose to be the concern and that is why I blame them for everything.