This is thoughtful. There is no trust in government that has no social justice system and strong institution that would go after such leaders who borrow those monies with nothing to show on it. To borrow money isn't bad if it is well utilized because it will help the system grow fast in infrastructures/capital projects and human capacity development if channelled into educational research as it will also create innovation and entrepreneurship development that will also at the long term help the economy.

The challenge however is that some leaders borrow such money for personal use so that when they leave government, they will establish themselves with the money while the project they were suppose to do with it is left out for next generation and the circle continues.