If you trust wrong people then yeah they will promote it that way, but that means you are just hanging out with the wrong crowd and getting that kind of vibe from them, just don't do that and you will be fine in the end.

I don't really end up with those kind of people, I have smarter people around me, like the old saying goes "if you are the smartest person in a room, you are in the wrong room", so I always try to find people who are smarter than me and they always talk about the risk. That's why banks and investment places have risk analysts all over the place, because analysing the risk is the most important part and I am sure that we are going to do fine in the end, and reach to a better point without a doubt.