What do you think about starting up a business in this last quarter of the year as someone who is an average income earner?
In my opinion, there's nothing wrong in starting a business in even the last quarter of the year. A business can get success even if it's the last quarter of the year, and similarly a business can be failed if it's started in first quarter of the year. It depends on the person who starts the business, if he/she is good at doing that business and its marketing then surely he/she will earn profits from it even if it's started in last quarter of the year.
It all boils down to one's environment and discipline. The last quarter of the year for most people is also referred to as the festive period. A time in which many holiday activities are carried out around the world. For other people, it could be a period of transitioning where they tend to plan out what the next year will offer them vis-a-vis what they intend to achieve.
But does this really stop anyone from starting a business. I think it won't. It is just a couple of months like others however, it can come with pressures from family and friends alike. But what you need during this period is self-discipline. Being able to mop up and save your funds to set up your business will require you to be resilience. In fact I think last quarter of the year is a good time to test your business especially if you're a product selling business, you can introduce your business during this period and set festive period discounts for your sales.