for the normal, non-technical every day person.
Let me stop you right there. Do you know what smartphones have done to the Internet for "normal, non-technical, everyday people"? They've made it incredibly accessible, even for those who don't understand the underlying technology. The same thing is happening with Bitcoin and other cryptocurrencies.
And it's overpriced.
I don't agree. Since Bitcoin is a unique asset class, you don't have a valid comparison for this.