I am having a busy day so could not collect more data. And based on the data I think all users will be inactive or loan defaulters. If I could find any active users or if anyone can find any active users then that would be helpful. Also, I could find out it if I checked before accepting the loan request. The loan default has occurred for my mistake cause I was against the user but forgot that I as the user was on a signature campaign I have considered as a fresh account.