Yeah, I really have never understood BTC lending here, even after 10 years - it seems most get burnt except for a few I can think of really who appear to be gone now. is it really worth the headaches/worries over the extra sats, if you get them, assuming? 
Lending BTC is too risky these days, not only these days but in the last 7 years time. BTC price constantly up trending so borrowers are already in pressure. In shasan's case and many others I see they are lending USDT.