One who inherits money is different from someone who has won in a lottery, though. Most likely someone who has inherited wealth has been wealthy for most part of their life and even if they fail they would have back ups whether from family or whatever connection they may have built over the years from being in places where the wealthy resides or socialize. Meanwhile if one is so poor and suddenly got rich overnight from lottery, if he fails it might be extremely harmful for him as he did not have any prior assets before the lottery win that he could fall back on.
First, we need to know that not all poor people are uneducated or have no ability and no plan to get rich. There are many people who are knowledgeable and intelligent but sometimes cruel fate makes them live in poverty. So if these people have the opportunity to own a large amount of money, they can create greater things, not that they will always fail or just saboteur.
In addition, people who become rich from winning the lottery, if unfortunately they lose everything later, it is also a lesson, an experience for them because from the beginning they had nothing to lose. So it cannot be said that winning the lottery is harmful to them.
Yeah, I have met with a lot of people who studied and became very good at their subjects, but never turned that into money because they were never really after the money, and I have seen people who studied the same thing, exact same topic, and became very rich.
The example, I am talking about is lawyers, I know two lawyers, close friends of mine, one of them studied very hard, top of his class, the best student there, finished with honour degree, and then he started to work for others a few years, like most lawyers, and then he opened up his own place and started to help the people who are in need, that was his dream to do, be a lawyer and help people in need, so he never made money that much, since he helped with the poor.
On the other hand, another lawyer I know, went to private school, barely graduated, but because his father had network, he just got greasy big boss deals and he got rich and by the time he was 27, he had his own home all paid for and brand new Jaguar car.