Can we have a month cycle without you creating a scam accusation of your borrowers? I can not remember a month without seeing a topic from you where you have not lost money from this business yet you continue the business.
Save for a few defaulters, I don't think the business is that bad. I think there are some people who default, but he gives them sometime to respond up to, even over a year before opening a scam accusation
Like someone said, it seems there's someone targeting him with his old high ranking accounts. He needs to be extra careful. Any red flags, however slight they may be, needed to be paid attention to.