I thought that fillippone was ONLY supposed to be a back up recipient for the funds in the event that I was no longer here in this world.. which seems pretty likely to me that I would not be here in this world in January 2062, so there should not be any kind of dilemma in the event that both of us were to be around.

And, if you drop in more BTC to cover both of us, then you are likely locking up funds for a thing that is quite unlikely to happen - which is the most likely outcome would be that you croak before you even reach 105. 

I am not trying to bring bad luck, but we need to be considering most likely outcome, which is that you also probably need the bitcoin more between now and 2062 rather than either fillippone or I would need such bitcoin in 2062...... so it is like a waste in that respect too...   I already have more than enough bitcoin (which some people consider to not be possible), and I am thinking that fillippone will also continue to accumulate BTC until he has more than enough (in the event that he already has not reached such status... one or two more cycles, and it could be that whatever that he has accumulated up until that point is at a point of more than enough... but hey, sure I cannot speak for fillippone or for whether he has been able to have had been sufficiently, adequately and perhaps aggressively accumulating bitcoin during the nearly 7 years that he has been registered on the forum.