Sometimes people intend to put their self into difficulty by trying to use money meant personal needs to invest into Bitcoin not knowing that Bitcoin investment is a longer time money for Bitcoin investment should be money you won't be needing for long just like you have said that it should come from your discretionary income. Also waiting for the dip will only delay your Bitcoin investment journey because sometimes it may not even dip investor who can choose to wait for the dip before accumulating Bitcoin are properly those that has gotten to their Bitcoin accumulation target or those that has been accumulating Bitcoin for the past 8 years or more may decide to little by little during the dip but for new investors is a wrong idea to wait for the dip that's why the DCA strategy is there to help an investor accumulate Bitcoin gradually regardless of the price and continue hodling, the dip should only be an opportunity for an investor to accumulate enough Bitcoin and HODL.
Buddy no one is suppose to wait until Bitcoin price dips before they can buy, whether you're a new investor or old folks as far as you understand the effectiveness of DCA Method to your accumulation process I think you wouldn't be taking about buying the dip, you keeping accumulating with DCA method at all time whether the dip or upsurge but it must be with the amount you can continuously buy with, the thing is people don't understand this investment called Bitcoin and that's why they find it difficult to scale through in the investment, no one will advice you to invest with an amount that will keep stranded in this business and if some one does that, then you shouldn't listen to that because you know your pocket so why will you go ahead to act unwise when you know what is likely to happen, bitcoin investment is very easy but it all depends on our level of understanding.
The number of years one has accumulated Bitcoin is not a criteria for such person to decide to buy the dip, I have never said buying the dip is bad but I have always said why buying the dip when we already know a good strategy to get this things done as we can all the time,
As an investor discretionary income should be available to enable you accumulate your bitcoin freely without being pressured to withdraw or stop your investment halfway.
Am not encouraging waiting for the dip before accumulating Bitcoin if you understand me well I was only saying that people who may decide to buying during are those that has gotten to their Bitcoin target those that has been accumulating Bitcoin for long if not waiting for the dip strategy is a wrong approach to deal on Bitcoin, the dip should only be an opportunity or an added advantage for an investor to accumulate more and more Bitcoin during the dip because you are buying when Bitcoin price is low but it is wrong for someone who just started Bitcoin investment to start waiting for the dip before accumulating Bitcoin for it will delay your Bitcoin investment process meanwhile with the DCA strategy one can accumulate Bitcoin even when it is dip or not .