Yes, I don’t pay attention to centralized shitcoins. If any problems occur in the business organization that runs it, the bubble will burst. Who will store money here for a long time?
Exactly. Would you imagine Ripple (the company) selling all of its XRP holdings (currently the largest holder of all XRP in circulation)? Or Ripple going bankrupt in the future? It will mark the end of XRP as we know it. Why? Because it's centralized. Not like Bitcoin, Litecoin, and the others which aren't tied to a corporation or individual. These are community-oriented projects, widely-supported by people worldwide.
As far as the XRP Ledger goes, nodes/validators are mostly under the control of Ripple, Inc. They should make the network more open to anyone if they want XRP to become truly-decentralized. Ripple should also leave its holdings in the hands of the community to avoid any ties with the project. If it does that, XRP will be sailing on smooth waters. For now, Stellar/Lumens (XLM) remains a better XRP alternative because of its decentralized design. It's just that people haven't realized its true benefits yet. The time will come when XLM will rise to the moon. Who knows what will happen in the future?
I wonder how much of a pump it would take for you to reconsider your opinion about XRP.
XRP offers a solution to the avalanche of debt that is crippling most economies worldwide.
I believe that it has real utility, and XRP will surprise many haters within the next few years. The IMF could even take over the escrow on which all remaining XRP tokens are held. I believe that XRP will shape the future of finance