It's not right for someone to sacrifice a legendary account because of $180. Even when shasan waved the interest and asked him to repay $180 instead of $340. Maybe he suspected that Shasan will still tag him if he repays $180.
It was easy to become a legendary in the past. He registered the account since 2013. He was given 1000 merits airdrop with 500 smerits in 2018 when the merit airdrops were distributed at the introducing of merit system. With his alts, he can easily get the remaining merits he got. This is 6 years after merit system was introduced, but he stayed at 1105 merits. That is very bad.