From the flawed belief that I am the borrower who took the loan or greatly contributed to this unfolding.. Huh allround wat.
You didn't take the loan? If you didn't take the loan by the name of 2double0 then you have purchase the account from that person or you have sold the account to that person. Linking the accounts means all the account was operated by the same person or operating by the same person. There is no other alternative.