Or if the network goes down all of a sudden because of its centralized design, XRP will become history. The company itself can also "kill it" by dumping its token holdings on the market. After all, Ripple, Inc. is the largest XRP "shareholder". There are many factors that can contribute towards the demise of XRP. I know most people don't care because they only want to get rick quick. It's all about the money these days.

Truly-decentralized projects (Bitcoin, Ethereum, Litecoin, Monero, etc) have a higher chance of survival. I'm certain they will outlive XRP. Just you wait and see. I'd suggest you spend your money wisely, before it's too late.