You are very wrong with XRP.
It had a law suit against it for 4 years which meant it did not have a bull run in 2021 - it is now free of that and look how well it’s done in the last month, shocking many including you.
It is going to $5 minimum next year , which would give me a 10x return since I started buying a year ago , not bad for a ‘shitcoin’.
And that is $5 minimum, could easily get close to $10 now that it is free of the law suit and hype has returned.
The response you have explains why you should NEVER invest into XRP to begin with, how can you not see that

I mean you said literally said it had a lawsuit for 4 years and that's why it didn't had a bull run during 2018, so what makes you so sure that it won't have one tomorrow? Or any other day.
If you invest into XRP, you may go without a trouble for a while, but then you could literally face a lot of trouble if it gets sued again. Why do that? Why take that risk, why make that a problem. To add into that, XRP never was sued, XRP is a coin, it can't be sued, only humans and companies can be, and XRP wasn't the one, it was Ripple, the company, and owners, who were sued, and they had to pay a fine, and then it got better for them. Which shows, the coin is impacted by what happens to the people and the company behind it. Why invest into something so centralized and risky?