While I understand the concerns, I see DeFi as one of the few truly global investment opportunities available today. It's not necessarily the future of all finance, but it serves as a valuable alternative to traditional financial systems. For those of us who already have access to conventional financial tools (stocks, bonds, traditional banking), DeFi offers unique opportunities for portfolio diversification and higher-risk, higher-reward investments.

We're starting to see interesting projects that combine meme culture with actual utility - like how the classic Stonks meme from 2017 is now being used to make DeFi tracking easier on Solana. This kind of approach could help make DeFi more approachable for newcomers.

However, DeFi's real transformative potential lies in providing financial services to those who are currently underserved by traditional banking. The wave of scams during the crypto summer severely damaged trust in the space - many early DeFi enthusiasts who experienced multiple rug pulls have abandoned the ecosystem entirely. This is frustrating because DeFi as a concept still holds immense potential.

The challenge now is: How do we rebuild trust and attract both previous participants and newcomers?