It's not like no one doesn't want to lending money to a gambler, it's more like lending money to a gambler that doesn't know how to pay back. Some people have this sweet mouth to request for money, they will make you all sort of promises to pay back but as soon as you gave them the money, you will be the one to be running after them to pay back
No one trusts a gambler who is borrowing money because the reason why they are borrowing in the first place is because they have no money so why would they gamble the money they just borrowed and risk losing that money? If they lose that money, how would they pay back now the lender?
and since debt isn't a police case, you don't have any power to hold them unless you charge them to court and that doesn't make sense.
It definitely is a case, mate. Have you been living under a rock? The one who does not pay may not be imprisoned as it is not a criminal offense but this kind of case can be discussed with an authority and a legal representative present.