There are many people who borrow money from others and invest in bitcoins. I always ask them a question that when the person asks you to pay them, where do you pay them from? Maybe many investors simply answer this question that they will sell their investment at that time. In this case, I have another question that if there is market dumping at that time, will that investor sell his investment at a loss and pay off his debt?
Assuming he pays off his debt with a relatively small loss, where is the investor profit?
There are many things to think about before investing. I think every investor should think about these things so as not to regret later.
Many people invest by borrowing money from others. If one has a fixed source of income he can borrow money from others and invest but does not have to sell his investment. Because people don't always have money even if they have a job. So if he invests with a loan and later if he can repay the loan with the money he gets from his job at the end of the month, it means he can easily repay the money he borrowed from others. As a result, he no longer has to sell the investment to repay the loan.
Since bitcoin investment is a long-term investment, it's not right for someone to borrow money to invest in bitcoin, and it is not the right way to go about bitcoin investment. Don't be carried away by bitcoin price; just stick with your original plan of accumulating bitcoin and wait until your accumulation money is readily available for you to buy bitcoin with your money without borrowing money from someone to buy bitcoin. If you are borrowing money to buy bitcoin, that means you are investing in bitcoin in such a way that it will stop you from solving your daily expenses, which will get you off the game partially or permanently. Bitcoin investment is best done when you use the money you can afford to lose or the money you will not need for 4-10 years or more to invest in bitcoin, which will allow you to hold your bitcoin for a long time since you don't borrow money or use the money that's allocated to solve your daily expenses.
Borrowing will never be a good choice to do by people since they need to pay the interest of their borrowed amount and with that already they already lose some amount with those percentage they need to pay for lenders. Also I think its irresponsible action and they take their investment in wrong place especially they already come up with such situation which they borrowed some money just to continue their accumulation. That's why as other people say invest only what they can afford to spend on Bitcoin since for sure they would not face any hardship in life if they always come clean without having issues on their investment. Since they might be in big trouble if there's a situation will came that they struggle to pay their debts and market is in bearish situation for sure those scenario could lead them to lose all of their funds on Bitcoin, so people should think about doing this thing since those individual doing that is not responsible person so think more better and don't be so aggressive in this way.
That's why its important to learn how to separate those funds for investment and for other more important things since doing this discipline could make us became more better investor.