Since bitcoin investment is a long-term investment, it's not right for someone to borrow money to invest in bitcoin, and it is not the right way to go about bitcoin investment. Don't be carried away by bitcoin price; just stick with your original plan of accumulating bitcoin and wait until your accumulation money is readily available for you to buy bitcoin with your money without borrowing money from someone to buy bitcoin. If you are borrowing money to buy bitcoin, that means you are investing in bitcoin in such a way that it will stop you from solving your daily expenses, which will get you off the game partially or permanently. Bitcoin investment is best done when you use the money you can afford to lose or the money you will not need for 4-10 years or more to invest in bitcoin, which will allow you to hold your bitcoin for a long time since you don't borrow money or use the money that's allocated to solve your daily expenses.
It's when you don't have any income or you borrow a huge amount of money that will become a big problem for you to pay that the interest will keep on increasing and will frustrate you to the point of selling all your bitcoin, that's bad to borrow money to invest.
Basically this installment type of loan, the style of investment where you borrow money to invest on a valuable asset, and be paying off your debt bit by bit from your pay check is called good debt, though it's actually good no doubt, but it depends on the kind of job you are doing, like how secured is the job, like job security and how huge is your salary to cover up for all expenses including emergency fund aside without you falling back to your investment at some point.
So what am trying to say is that taking this kind of loan can be very good only if their is job security in your place of work, the interest rate is extremely low, and the salary is huge enough to offset all expenses including an emergency fund aside after paying part of the money you borrowed through installment, and lastly, when investing in Bitcoin through this means, it's mandatory that you have to be on the top of your game when it comes to planing and budgeting, because one wrong spending can disorganize your financial plan for the month if your emergency funds is not huge enough to carry the burden.
I think that you are getting it twisted, a new investor who wants to start his bitcoin investment shouldn't start with a loan. It's when you have already started and have set up your emergency funds and reserve funds that you can take this kind of loan from your working place so that you don't end up messing things up for yourself. Your emergency funds shouldn't be tampered until a real emergency arises.
You should also know that it's not compulsory for you to use all your discretionary income to invest in bitcoin weekly, you can share it and use 70% to invest while the other 30% will be with you. So borrowing money to invest in bitcoin from such places like your company, will not affect your monthly expenses at all because you will have to trim down your expenses and reduce your regular 70% DCA amount from your discretionary income to 50% in other to balance with your expenses.
Before making such moves, you must have consistently it based on your financial strength and your own case scenario playing around you at that moment.